That’s right, with no opening commission and 0% on study expenses . A perfect measure in times when savings must prevail over all financial products. From the purchase of a new car or a motorcycle to the purchase of appliances, the personal Gandalf loan without commission can meet and exceed your credit expectations.
What are the conditions of the personal loan without Gandalf commission?
Beyond offering advantages in the costs associated with the personal loan, there are several additional factors that are as valid to be taken into account as the commissions thereof. It is essential to verify the interest rate that will be applied to the personal loan. In this case, the Gandalf offer is an annual NIR of 7.90%, the equivalent of an APR of. 9.708% The previous interest rate is subject to the payment protection insurance of Gandalf.
The maximum amount that can be requested is € 50,000 and the maximum contract period is 60 months.
Is it necessary to contract the payment protection insurance to request my personal loan?
To obtain the best conditions in your personal loan if you must hire payment protection insurance. For example, by performing a pre-simulation with an amount of € 30,000 for a period of 60 months, the value of the monthly fee would be € 606.86 with a single insurance premium of € 970.64.
What documentation should I submit to make a personal loan application?
All the holders linked to the request for the personal loan are the following:
- Copy of the NIF
- Copy of the last income statement
- CIRBE data format original and signed by the holders.
- Declaration of assets in original and signed.
- Copy of the payment support of the last three payrolls if applicable as a salaried worker.
Where can I apply for a Gandalf personal loan – no commission?
By entering the Gandalf website, you can leave your basic personal information to be contacted by Gandalf staff. The personal loan can also be requested by phone or in any of the 2,000 branches in Spain from Monday to Friday from 9:00 a.m. to 9:00 p.m. See which office is closest to you by accessing the Gandalf website.
Important information about Gandalf
With a clear focus on retail banking, Gandalf focuses its financial products on small and medium enterprises, self-employed workers and family groups. By the middle of the next decade, Gandalf will be fulfilling 100 years of work that is revalidated by a traditional bank in the country. It is part of the Bystander Group.