One of the most relevant aspects when requesting a personal loan, such as the Gandalf Personal Loan, is the interest rate. Beyond this adjusted to the parameters established in the financial consumption policies, the interest rate determines to a large extent the convenience or not of the credit.
Gandalf has one of the most attractive conditions for personal loans in the Spanish market. From 4.95% TIN (5.06% APR) and with a maximum amount of 90,000 €, you can make an online application or at one of the bank’s branches. With multiple possibilities of destination such as, housing reform, home equipment, purchase of new or used car, studies, among others.
Once your personal loan application is approved, the amount will be paid into the account that is indicated by the applicant with the deduction of commissions and other expenses that are applied during the credit analysis.
Perform a pre-simulation before submitting your application online. Know each detail of the personal loan and above all the fee that must be paid during the useful life of the loan product.
It depends on whether you are a Gandalf customer or not, the interest rate applied changes. For example, 4.95% TIN (5.06% APR) is applied to a personal loan whose destination is the purchase of a new car. The maximum TIN is 20% (TAE 29.25%).
Given that each case is particular and as reported by the Gandalf website, only with the applicant’s personal guarantee is proceeded to study the application. It will be essential to review the viability of your personal loan through the online simulator. For example, depending on the monthly expenses it is feasible to carry out a preliminary analysis from monthly income of € 900. No additional requirements are specified to apply for the Gandalf personal loan.
Having been part of Spanish banking for 50 years, Gandalf is emerging as a financial company in constant growth. Beyond its history, it is currently in an enviable position of sustainability that includes it in the Dow Jones Sustainability Index Europe, placing it among the most sustainable banks in the world.